Cyber Liability Coverage from Surplus & Excess Lines

This product is designed to address the cyber liability and data security needs of small business owners with up to $10 million in annual receipts. The minimum premium totals an affordable $925 for all four coverage parts.

Cyber Liability PRODUCT FEATURES

Coverage Part A

Data Breach Liability: Claims arising from the public disclosure of private information without the authorization of the owner of such information.
Security Breach Liability: Claims arising from failure of the insured’s computer hardware/software or other security to prevent transmission of malicious code or denial of service attacks against third parties or the manipulation of data stored by the Insured.
Security Breach Liability: Due to violations of federal or state laws regulating the protection of private information.
PCI Fines & Penalties: Credit or debit card industry fines or penalties for inadequately securing credit or debit card information

Coverage Part B

Data Breach Expense: Covers notification letters to victims, public relations, forensics and credit monitoring expenses due to an unauthorized exposure of private information
Cyber Extortion Threat Expense: Extortion payments made, expense to hire negotiators and rewards to catch extorters

Coverage Part C

Website Liability: Covers claims for libel, slander, plagiarism, misappropriation of ideas and infringement of copyright and trademark claims arising from the organization’s Web site activity

Coverage Part D

Identity Theft: Covers credit monitoring and other personal expenses incurred by board members or owners in resolving identity theft Board members or owners who are victims of identity theft can access a team of identity theft specialists who will guide them through the process of resolving identity theft issues

ADDITIONAL HIGHLIGHTS

Free access to eRisk Hub Cyber Web portal, webinars & newsletter
Business Resource Center providing discounted background checks with first two for free

LIMITS AVAILABLE