Personal Umbrella Program

Coverage that goes above and beyond. Protecting hard-earned assets often requires additional liability coverage. With our Personal Umbrella Program, your clients have the comfort of additional protection should their primary insurance reach its limits. We offer a uniquely flexible product to address varied coverage needs. Options include the ability to extend coverage to additional residences…

Mobile Home Program

Made-to-order coverage for hard-to-place risks. Consumers want customized coverage that easily adapts to each risk’s needs. With an assortment of options, the Mobile Home Program is the perfect place to park your risks. Coverage options: Comprehensive perils Named perils Premises liability Vendors single interest Flood (available in some states) Trip collision We specialize in the…

Parking Lot/Driveway Program

Pull up to a great opportunity. Property and liability coverage available on a monoline or package basis for parking lot, driveway or sidewalk cleaners/sweepers, paving/repaving and maintenance operations such as: oiling, seal coating, stripe painting, and incidental snow/ice removal and water pressure cleaning. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Medical payments…

Bed and Breakfast Program

Cozy up to new business. Property and liability coverage available on a monoline or package basis for residential homes used as a bed and breakfast or a country inn, up to a maximum of 10 rooms per exposure. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Medical payments coverage included — $5,000 limit…

Adult Day Care Program

The pieces all fit with our Adult Day Care Program. Property and liability coverage available on a monoline or package basis for licensed facilities providing social type activities for adults. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Excess or umbrella limits up to $25,000,000 Included coverages: – Medical payments coverage — $5,000…

Club Program

Join our club for more business. Property and liability coverage available on monoline or package basis for civic, luncheon, service and social clubs, including lodges. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Medical payments coverage included — $5,000 limit Sexual and/or physical abuse coverage — included for $25,000 per claim/$50,000 aggregate Liquor…

Beauty/Barber Shop Program

Bring in new business with style. Property and liability coverage available on a monoline or package basis for beauty shops and barber shops. Coverage is also available for individual operators, masseuses, nail technicians, ear piercing, makeovers and facials. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Hired and non-owned auto Network security Included…

Excess/Buffer Layer Personal Liability Program

A little extra protection goes a long way. Our Excess/Buffer Layer Personal Liability Program provides coverage that adds another measure of security.This program is designed to satisfy an attachment point for an umbrella policy or provide extra protection beyond what a primary carrier will provide. Limits from $100,000–$1,000,000 Comprehensive Personal Liability (CPL): Owner-occupied (including tenant…

Commercial Inland Marine

Add value with coverage worth writing. Commercial inland marine coverage provides valuable coverage on a wide range of loss exposures that are not adequately covered by commercial property policies. Coverage is available on a monoline or package basis. Quote inland marine to expand your book of business.. Classes available include, but are not limited to,…

Amusement Program

Because you should be having fun —not worrying about profits.   Property and liability coverage available on monoline or package basis for amusement centers, rides, petting zoos, games and devices. CGL Coverage available: Primary limits up to $3,000,000 occurrence/ $5,000,000 aggregate$5,000 medical payments coverage — included Blanket additional insured endorsement available Excess or umbrella limits…