Personal Umbrella Program

Coverage that goes above and beyond. Protecting hard-earned assets often requires additional liability coverage. With our Personal Umbrella Program, your clients have the comfort of additional protection should their primary insurance reach its limits. We offer a uniquely flexible product to address varied coverage needs. Options include the ability to extend coverage to additional residences…

Mobile Home Program

Made-to-order coverage for hard-to-place risks. Consumers want customized coverage that easily adapts to each risk’s needs. With an assortment of options, the Mobile Home Program is the perfect place to park your risks. Coverage options: Comprehensive perils Named perils Premises liability Vendors single interest Flood (available in some states) Trip collision We specialize in the…

Parking Lot/Driveway Program

Pull up to a great opportunity. Property and liability coverage available on a monoline or package basis for parking lot, driveway or sidewalk cleaners/sweepers, paving/repaving and maintenance operations such as: oiling, seal coating, stripe painting, and incidental snow/ice removal and water pressure cleaning. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Medical payments…

Bed and Breakfast Program

Cozy up to new business. Property and liability coverage available on a monoline or package basis for residential homes used as a bed and breakfast or a country inn, up to a maximum of 10 rooms per exposure. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Medical payments coverage included — $5,000 limit…

Adult Day Care Program

The pieces all fit with our Adult Day Care Program. Property and liability coverage available on a monoline or package basis for licensed facilities providing social type activities for adults. CGL Coverage available: Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate Excess or umbrella limits up to $25,000,000 Included coverages: – Medical payments coverage — $5,000…