Bring in new business with style.
Property and liability coverage available on a monoline or package basis for beauty shops and barber shops. Coverage is also available for individual operators, masseuses, nail technicians, ear piercing, makeovers and facials.
CGL Coverage available:
- Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate
- Hired and non-owned auto
- Network security
- Included coverages:
– Error and omissions coverage — policy limits
– Operators who are independent contractors included as additional insureds
– Sexual and/or physical abuse coverage — $50,000 per claim/$100,000 aggregate (higher optional limits available)
– Medical payments coverage — $5,000 Limit - Excess or umbrella limits up to $25,000,000
- No deductible required.
Crime Coverage available:
- Inside the Premises—Theft of Money and Securities
- Inside the Premises—Robbery or Safe Burglary of Other Property
- Outside the Premises
Property Coverage available:
- Building
- Business Personal Property
- Business Income
- Basic, Broad, or Special Form
- Replacement Cost or Actual Cash Value
- Equipment Breakdown
- Inland marine
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
