The pieces all fit with our Adult Day Care Program.
Property and liability coverage available on a monoline or package basis for licensed facilities providing social type activities for adults.
CGL Coverage available:
- Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate
- Excess or umbrella limits up to $25,000,000
- Included coverages:
– Medical payments coverage — $5,000 limit
– Errors and omissions coverage part
– Sexual and physical abuse coverage — policy limits up to $100,000
per claim/$300,000 aggregate (higher optional limits available) - No deductible required.
Crime Coverage available:
- Inside the Premises—Theft of Money and Securities
- Inside the Premises—Robbery or Safe Burglary of Other Property
- Outside the Premises
Property Coverage available:
- Building
- Business personal property
- Business income
- Basic, broad or special form
- Replacement cost or actual cash value
- Equipment breakdown
- Food spoilage
- Accounts receivable
- Computer equipment
- Outside signs
- Valuable papers
