Coverage that goes above and beyond.
Protecting hard-earned assets often requires additional liability coverage. With our Personal Umbrella Program, your clients have the comfort of additional protection should their primary insurance reach its limits.
We offer a uniquely flexible product to address varied coverage needs. Options include the ability to extend coverage to additional residences and write excess coverage over another umbrella policy. With limits from $1–$10 million, you cannot go wrong!
Program highlights:
- Comprehensive perilsCompetitive rates
- High performance/specialty cars
- Broad coverage appetite including endorsing to add limited liability corporations (LLCs), trusts, estates and family partnerships
- Homeowners or auto liability insurance with another company
- Young drivers in the household
- Motorcycles, jet skis, regular watercraft, ATVs and golf carts
- Farm exposures
- Increased uninsured/underinsured limits to $1 million (in most states)
- Primary and Excess available
- Target risks such as celebrities, athletes and public figures are eligible
- Driver exclusions available to provide the ability to engineer risks with “driving record” issues
- Rental properties
